
PERSIAN · 2019
Everything you need to know about credit
A Persian-language guide to credit reports, scores, and everyday credit decisions.
View book at LuluFOUNDER · AUTHOR · EDUCATOR
A personal approach to credit.
Knowledge for your next chapter.
Founder of Zenith Financial Group, author and financial educator serving the Iranian community.
For more than a decade, Mani has helped people understand credit, explore debt options and take the next step in their business journey.

EXPERIENCE WITH A HUMAN PERSPECTIVE
Starting fresh in a new country or rebuilding your credit can raise a lot of questions. Mani’s work brings together personal guidance and practical education, with conversations in English and Persian.
Through Zenith, his books and community radio, he makes credit and everyday financial topics easier to understand.
Read Mani’s Farsi articlesCELEBRITY ENDORSEMENTS
Iranian celebrities share their endorsements of Mani Hatami’s services.
Promotional video · 1 min 30 sec
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BOOKS BY MANI HATAMI
Practical reading for understanding credit and navigating financial life in America.

PERSIAN · 2019
A Persian-language guide to credit reports, scores, and everyday credit decisions.
View book at Lulu
ENGLISH · 2025
A beginner’s guide for immigrants learning how the American credit system works.
View book at LuluFINANCIAL EDUCATION FOR OUR COMMUNITY
You do not have to become a client to learn with us. Join Mani Hatami’s radio conversations and explore free educational content.

670 AM KIRN · SINCE 2015
Credit, debt, and everyday financial questions, explained in Persian.
Listen & browse episodes
RADIO HAMRAH · SINCE 2020
A weekly financial conversation for the Persian-speaking community.
Visit Radio HamrahAll times are Los Angeles time (Pacific Time). Broadcast history and Radio Hamrah time supplied by Zenith; station schedules may change.
Follow Mani’s educational content on InstagramKEEP THE CONVERSATION GOING
Explore Mani’s writing, follow his educational content or contact Zenith about services and book orders.
Services, eligibility, fees and outcomes vary. Discuss your circumstances and the scope of support with Zenith before engaging any service.