Credit repair
Understand your credit report and discuss potential inaccuracies.
Learn about credit repairSince 2015Serving the Iranian community
8,000+Cases successfully closed
Weekly radioFree financial education
4.6 / 5 on Google132 reviews · checked Oct 27, 2026HOW WE HELP
Move forward with a clearer picture.
Real people. A place to talk.
Support in English and Persian.
Business services
Get guidance on business structures and company registration.
Learn about business servicesMeet the people behind your next step — photographed at our office.
CLIENT PERSPECTIVES
Real experiences.
A place to start your research.
“Super helpful, easy to work with, and they get things done.”
Nanaz LifestyleGoogle review excerpt
“Great experience with their professional team and services.”
Parmis ShGoogle review excerpt
Selected excerpts, not a complete or representative set of reviews. Individual experiences vary; the source profile includes the full range of feedback.
A MORE PERSONAL APPROACH
Behind every report,
there’s a real story.
A number can’t tell the whole story. Your questions, circumstances, and goals deserve a conversation.
We help you understand the information in front of you, talk through the relevant options, and consider a practical next step.
OUR APPROACH
Simple steps. Thoughtful decisions.
You don’t need to have everything figured out before you reach out.
01
Start a conversation
Tell us about your questions and the goals you have in mind.
02
Understand your options
Discuss relevant considerations, limitations, and possible next steps.
03
Choose your way forward
Make a considered decision with a clearer understanding of the process.
MEET THE FOUNDER
A personal perspective.
A people-first approach.
Zenith Financial Group brings credit, debt, and business conversations together with a focus on the person behind the questions.
Mani Hatami is the founder of Zenith and author of Persian- and English-language books on credit. His work extends beyond client services through radio conversations and accessible financial education.
BOOKS BY MANI HATAMI
Knowledge you can take with you.
Practical reading for understanding credit and navigating financial life in America.
PERSIAN · 2019
Everything you need to know about credit
A Persian-language guide to credit reports, scores, and everyday credit decisions.
View book at Lulu
ENGLISH · 2025
Credit for New Life
A beginner’s guide for immigrants learning how the American credit system works.
View book at LuluFINANCIAL EDUCATION FOR OUR COMMUNITY
More than a service.
A conversation that continues.
You do not have to become a client to learn with us. Join Mani Hatami’s radio conversations and explore free educational content.
670 AM KIRN · SINCE 2015
Tuesdays, 9:00 AM
Credit, debt, and everyday financial questions, explained in Persian.
Listen & browse episodes
RADIO HAMRAH · SINCE 2020
Thursdays, 8:20 AM
A weekly financial conversation for the Persian-speaking community.
Visit Radio HamrahAll times are Los Angeles time (Pacific Time). Broadcast history and Radio Hamrah time supplied by Zenith; station schedules may change.
Follow Mani’s educational content on InstagramGOOD QUESTIONS. CLEARER ANSWERS.
A little clarity,
before we talk.
A few things you may be wondering.
Where should I start?
Start with a conversation about your goals. Call the number below to discuss which service may be relevant to you.
Can a particular credit score or outcome be guaranteed?
No specific result or timeline is promised here. Outcomes depend on individual circumstances, report accuracy, creditor responses, and other factors.
What should I prepare for a first conversation?
Bring your questions and an outline of your goals. Ask the team what documents are needed and how to share them securely. Please do not send sensitive financial or identity details through unsecured channels.
Can you help with starting a business?
Business services are one of Zenith’s areas of focus. Contact the team to discuss your plans, the available scope of support, and any applicable fees before deciding.
LET’S START A CONVERSATION
Your next chapter
starts with you.
Tell us what’s on your mind. We’ll help you make sense of what comes next.
Zenith Financial Group · 15720 Ventura Blvd, Suite 612, Encino, CA 91436
Monday–Friday, 9:30 AM–6:30 PM (Pacific Time)
Services, eligibility, fees, and outcomes vary. Discuss the scope and terms with Zenith before engaging any service. This website does not promise a particular credit score, debt reduction, or financial outcome.