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American Express recently launched “Pay It Plan ItSM,” a new feature that makes it easier to pay off your credit card purchases via your smartphone. The tool lets users pay off smaller purchases immediately and, for a small fee, break up larger purchases into installments you can pay off over time. If you’re likely to carry a balance, this process could save you money instead of paying interest.

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The IRS generally doesn’t care about your credit card rewards—points, miles, or cash back—but there are some exceptions. The main thing you need to be aware of is when you charge business expenses to a cashback credit card, you can only deduct the net expenses after you’ve received any cash back.

For example, if you earn $20 in cash back credit card rewards for $1000 worth of computer equipment for your business, you can only deduct your net cost of $980. The IRS views these cash-back rewards as a post-purchase discount, and you have to consider it when claiming a deduction, just as if you had used a coupon to save $20 off of your purchase, or received a $20 rebate.

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Editor’s Note: This article was originally published on May 14, 2018.

The weather is starting to heat up—and so are credit card rewards. Several card issuers have amped up sign-up bonuses on rewards credit cards in time for the summer travel season.

Here’s a roundup of seen cards offering extra hefty sign-up incentives. Note that these offers are subject to change at any time.

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Editor’s Note: This article was originally published on June 15, 2018.

If you primarily fly one airline, it’s wise to consider applying for your airline’s co-branded credit card. Such credit cards can make your flying experience considerably smoother, thanks to perks like priority boarding, free checked bags, lounge access and more. And you can significantly boost your mileage earnings, which will earn you free flights and, in some cases, an elite status much faster.

We’ve rounded up the best airline cards, including some elite card options for those willing to spend a bit more on an annual fee.

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Having too many debts can be overwhelming. Which do you pay first? Does it matter? Should you pay the creditor that screams the loudest first?

Not necessarily. Some debts should take precedence over others because they can have worse consequences than others. Here are bills you should pay off first because they can affect you the most:

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