Knowledge for your
next chapter.

English · 2025

Credit for a New Life

A Beginner’s Guide for Immigrants in America

An introduction to the U.S. credit system, with guidance on starting a credit history, understanding scores, and making informed borrowing decisions.

English · 2024

Credit First, Success Next

Build the Foundation of Your American Dream

Understand credit reports and scores, learn about building credit from the beginning, and explore ways to recover from financial setbacks.

Persian (Farsi) · 2025

Credit 101

101 Secrets to Improve Your Credit Score

Short, practical lessons on credit reports, card balances, inquiries, and the everyday habits that support a stronger credit profile.

Persian (Farsi) · 2025

A to Z of Loans in the United States

Explore loans and borrowing in the United States with this guide from Mani Hatami.

Persian (Farsi) · 2022

From Debt to Freedom

A Practical Guide for Financial Rescue

A guide to assessing debt, setting repayment priorities, communicating with creditors, and building a budget for the next step forward.

Persian (Farsi) · 2019

Everything You Need to Know About Credit

A Persian-language introduction to credit, explaining how credit history can affect everyday financial decisions and how to understand your credit profile.