Mani Hatami
Board Certified Credit Consultant
Mani Hatami being one of two founders of Zenith Financial Group is a Senior U.S Board Certified Credit Consultant in the areas of Credit Repair and Debt-related issues. Being well aware of the Fair Credit Reporting Act consumer rights and regulations, he has solved more than hundreds of personal and business credit-related cases. With his proficiency in the field of credit, he is determined to promote the credit culture and takes positive steps into spreading financial literacy in traditional and nontraditional media. His cultural activities include series of radio shows which are broadcasted through KIRN Radio Station 670AM and publishing various articles through the Persian media in the United States.
With their brilliant experience and knowledge in the field of Credit Repair, Mani Hatami and Arash Zaad earned the title of “The first and only Board Certified Credit Repair Company” in the Persian Community.
1-818 -200-0000
To be financially literate may seem like an individual gain. But in long-term, financial literacy can pave the path for the future generations to live in a world with less poverty and debt. We at Zenith Financial Group try to promote financial literacy by providing free credit consultations, TV programs, Radio shows, Facebook Shows, articles, etc
Mani Hatami Radio/TV Shows
WEEKLY RADIO SHOW AT RADIO 670AM
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WEEKLY TV SHOW AT GEM TV
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WEEKLY TV SHOW WITH ALIREZA AMIRGHASSEMI
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5 Credit Score Facts You Need to Know
These could help you improve your credit score and rebuild credit.
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- 90% of lenders use FICO scores
FICO scores have been around since 1989. Its early-mover advantage may explain why 90% of lenders rely on FICO for credit decisions, including to determine if you qualify for a low mortgage rate or a credit card.
- FICO is the standard, but a few others are still important
Credit scores come in many forms and vary by provider, and you might be surprised by how many credit scores you have, each with its own criteria and associated costs to you. It’s worth understanding the main players and connected relationships at play when it comes to credit scores. - Poor credit scores could cost you hundreds of thousands of dollars
- FICO scores range from 300 to 850
FICO scores have a standard range from 300 to 850, with the average American’s score sitting at 689, according to MyFICO. - Five underlying credit factors matter
Specific formulas behind FICO scoring models are shrouded in mystery, but five pillars are well understood and are weighted by importance.
- 90% of lenders use FICO scores
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PROFESSIONAL WORK
I do different work in different environment
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WE HELP PEOPLE WITH THEIR CREDIT ISSUES
We help people with their Credit issues, ensuring that the people of our community are being represented fairly in their credit reports. We strive to spread financial literacy with the consultations we offer. Hoping for a day where people would have the ability to use the knowledge they have gained in managing their finances effectively for a lifetime of financial security.