If your credit score jumped 20-40 points last summer, you may see another boost in May as the credit reporting agencies finish changes to remove incomplete identifying information from credit reports.
On April 16, the credit reporting agencies Equifax, Experian and TransUnion implemented the final changes to a plan it agreed to and started in mid-2017 to remove tax liens and civil judgments from credit reports. Without such information to hurt their credit reports, some consumers could start seeing their credit scores rise in May, just as they did last summer when the first half of the changes were implemented.