Do you feel overwhelmed by credit card debt?
Looking at a high interest rate and seeing how long it takes to tackle the principal can be disheartening. When faced with this difficulty, some consumers consider taking out a personal loan to pay off the debt.
While it can be a good move to use a personal loan to consolidate credit card debt, there are also downsides. Let’s take a look at how it works — and when it makes the most sense. Read More
Unless you live in a pineapple under the sea with a talking sponge, you’re probably familiar with the never-ending parade of cute animal pictures sent by text and email—friend to friend, email list to subscriber—and everywhere you look on social media. Hackers are counting on that. Read More
More than 145 million Americans were compromised by the Equifax breach, their most sensitive information no longer a secret—including Social Security numbers. The epic breach included all the data that a criminal might need (and more) to commit a smorgasbord of identity-related crimes.
The response? Equifax offered a free one-year subscription to their identity protection services program as well as a credit freeze service free-of-charge. The deadline to sign up for that was recently extended to June 30, 2018. But if you are like most people affected by the breach, that deadline is meaningless. Three weeks after the breach was disclosed less than 1 percent of people eligible had signed up for the service, and the adoption rate is still anemic. Read More
While talking to your partner about money may not be at the top of your to-do list, it should be. Financial issues can wreak havoc on your love life. Not being open about your financial habits can get in the way of your relationship later on. While, you may be thinking you don’t want to startle your partner by talking finances, putting off this talk may cause bigger issues down the road.
If you have become serious with your partner and foresee a future, here are tips when the subject of money is broached. Read More
Not to name names (cough, cough, Equifax), but it seems a particular data breach involving the sensitive information of 145.5 million people may have something to do with the spike in identity-related crimes reported in Javelin Strategy and Research’s 2018 Identity Fraud Study.