January 10th is National Cut Your Energy Costs Day. It’s about sustainability. It’s also a day to think about energy consumption and how you can reduce costs while being more eco-friendly.
If you’re looking for ways to save money, then January 10th should be a big day on your calendar. This is a great opportunity to take stock of your energy consumption and come up with a strategy to help bring those costs down.
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Some consumers are faced with the challenge of picking which bill(s) they will be able to pay or not pay because they just don’t have enough money to cover them all. The question often revolves around which bill is the most important to pay right away. It could be their mortgage or rent, car payment or utility bills, cable bill or credit cards. Although this seems like a fairly straightforward answer, for many Americans, it’s not as black and white as you would think.
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Having too many debts can be overwhelming. Which do you pay first? Does it matter? Should you pay the creditor that screams the loudest first?
Not necessarily. Some debts should take precedence over others because they can have worse consequences than others. Here are bills you should pay off first because they can affect you the most:
There’s no one-size-fits-all approach to handling credit card debt. The cheapest way for you to get rid of it might be more expensive for your neighbor, and vice versa.
Here are five ways you can erase your credit card debt. The list starts with the less expensive method. Discover which option is the best and most cost-effective for you.
Vacations can be prohibitively expensive, a cruel truth for Americans who want to travel but don’t have the money. Many will resort to borrowing; a 2017 Learnvest survey found that 74% of Americans have gone into debt for a vacation, with the average debt accrued per trip at $1,108.