If you’ve ever considered moving credit card debt from a high-interest card to a balance transfer credit card that doesn’t charge interest for a year or more, you’re not alone.
Transferring a balance to a credit card that doesn’t charge interest for six to 21 months — with 18 months being the most common timeframe — and you can save hundreds or possibly thousands of dollars in interest charges.
Finding zero-percent balance transfers may be getting more difficult, for a few reasons. And if you do find one, the window to pay it off may shrink.