Credit Education

According to experts at the automotive website Edmunds, a new car loses up to $7,419 of its value during the first year on the road. Over the next three years, new cars lose an average of $5,976 in value, mostly due to age and wear and tear.

This shows just how quickly a fancy new car can depreciate in value—and how quickly it can become worth a lot less than what you owe. After all, if you financed that new car without a down payment, the average car owner would have to pay $7,419 in principal payments the first year just to keep up with rapid depreciation.
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There was a time in my life when I thought I’d never own a home. As someone who had preferred life in big cities and prioritized travel above homeownership, the idea of settling somewhere permanently never really appealed to me.

Then I got married, then I got pregnant, and suddenly the idea of living in an actual home to call my own (with a little more space, to boot) became very appealing. By the time my husband and I closed on our first-ever home, I was 32 years old, and I’m so glad I waited until then to buy. Here’s why.
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News that Uber got hacked and 57 million records were compromised may not seem like an overt threat after this year’s constant mega breaches—but it is. A recent studysuggests that even something as “harmless” as a breach involving names, phone numbers, and email addresses can lead to account takeover.

The study, entitled “Data Breaches, Phishing, or Malware? Understanding the Risks of Stolen Credentials,” was backed by Google and conducted in partnership with the University of California, Berkeley, and the International Computer Science Institute.
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Holiday shopping has begun, so we went looking for the best in-store credit cards.

The best in-store credit cards reward shoppers with everyday discounts, cash back rewards, and unique perks. For the all the credit cards we found, not every card offers all three benefits, but they came pretty darn close. Of course, a credit card is still a credit card, so make sure you understand what the terms and conditions are before you pick one up.

Here’s what we found for the best in-store credit cards.
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