Credit Education

Not long ago, some poor soul suggested (and probably instantly regretted) the reason millennial’s can’t afford to buy homes is because they spend too much money on avocado toast. While the digital outcry from millennials was instantly indignant, that indigence may have been justified.

Home ownership is difficult to achieve if you belong to the generation with $1.4 trillion dollars in student loan debt. However, it isn’t impossible for millennials to achieve the quintessential American dream of home ownership. While the median home price is roughly 1000 percent higher than it was when our grandparents bought their first homes right out of high school or trade school 50 years ago, there are many ways millennials can prepare themselves for home ownership, and none of them involve selling a kidney.

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You can spot a Nigerian email scam without opening it. You know what you’re doing when it comes to keeping ID thieves from conning you. And if someone tried to get the kind of personal information needed to open credit in your name, well, it just wouldn’t happen. Read More

If you’ve heard horror stories about wage garnishment, you may believe it only happens to “deadbeat parents” or those that owe thousands of dollars in back taxes. In reality, however, wage garnishment can occur for many reasons, so it’s important to understand exactly what it is, and which unpaid debts can leave you subject to wage garnishment. Read More

Benjamin Franklin once said nothing can be said to be certain, except death and taxes. Whether it’s income, sales, property or any other type, taxes are a part of our daily lives. And yet, how much do you actually know about the money you pay to Uncle Sam or why you even do it in the first place? Are you familiar with how your state residency affects the amount you pay? Read More

While the U.S. is one unified country, there are 50 different states within our union. And thanks to the tenth amendment, each state has the freedom to do many things according to the preferences of only its state legislature (voted on by that state’s citizens), as opposed to the nation at large. For this reason, many of the taxes you pay are largely determined by your geographical location and consumption. Here are the 10 taxes that may vary depending on where you live within the U.S. (including Alaska and Hawaii, of course).

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